To better serve you, the loan application process (and in many cases the loan closing) can be 100% completed without stepping foot in one of our branches. Click the links below to apply now. This process will walk you through the application and allow you to apply your electronic signature to finish the process.

To view a brief video on electronic signature watch this: The Signing Experience for Recipients—watch video

If you need any help or would like to speak with a loan officer first, feel free to call the bank at (217) 335-2393 or send an email to or

To use our financial calculators please click here

Personal & Auto Loans

We are here for you! Click below to start our quick and easy electronic loan application or pre-approval process for your personal or motor vehicle financing needs.

Single Applicant Joint Applicants

Residential Real Estate Loans

We can help with your home loan needs whether you are purchasing, refinancing, building, or improving your home. We have access to great programs such as USDA, VA, FHA, and Conventional home loans. Click below to start our quick and easy electronic residential real estate loan application process.

Single Applicant Joint Applicants

To get started with a Pre-Approval for the house of your dreams please click below.

Single Applicant Joint Applicants

Great Rivers Bank NMLS #641507

Business and Agriculture Loans

Start your business or agriculture loan approval below in 2 simple steps.

Step 1. Make sure you have your current (within 1 year) financial statement ready and saved to the device you are using. If you need a template to start from choose from one of ours now.

  1. Click a FS type: Agriculture Business
  2. Click “File”, then “Download as Microsoft Excel. ”
  3. Complete and Save to your device.

Step 2. Take the 1-page Questionnaire below where you will be asked to attach your FS (completed in Step 1) and electronically apply your signature.

Single Applicant Joint Applicants