Rates
APY = Annual Percentage Yield. Fees may reduce earnings.
NOW Checking
Learn Moreno | RATES | APY |
|---|---|---|
no NOW Checking | RATES 0.05% | APY 0.05% |
*APY = Annual Percentage Yield
Savings
Learn Moreno | RATES | APY* |
|---|---|---|
no Streamline Savings | RATES Balance up to $10,000.00 = 0.50% | APY* 0.50% |
no | RATES Balances over $10,000.00 = 0.20% | APY* 0.20% to 0.20% |
no If Streamline qualifications are not met | RATES 0.05% | APY* 0.05% |
no Health Savings Account (HSA) | RATES 0.05% | APY* 0.05% |
no Statement Savings | RATES 0.05% | APY* 0.05% |
*APY = Annual Percentage Yield
Money Market Demand Account
Learn More| Tier | RATES | APY* |
|---|---|---|
Tier $2,500 and over | RATES 0.10% | APY* 0.10% |
Tier $1,000 to $2,499 | RATES 0.05% | APY* 0.05% |
Tier $999 and under | RATES no interest | APY* no interest |
Tier *APY = Annual Percentage Yield - Limit of 6 withdrawals or transfers to another account or to a 3rd party by means of ACH, phone transfer, internet/mobile transfer or check. |
*APY = Annual Percentage Yield
Money Market Max
Learn More| Tier | RATES | APY* |
|---|---|---|
Tier $250,000.00 and Over | RATES 1.00% | APY* 1.00% |
Tier $50,000 - $249,999.99 | RATES 0.60% | APY* 0.60% |
Tier $5,000 to $49,999.99 | RATES 0.20% | APY* 0.20% |
Tier $4,999.99 and under | RATES no interest | APY* no interest |
Tier Limit of 6 withdrawals or transfers to another account or to a 3rd party by means of ACH, phone transfer, internet/mobile transfer or check. |
Certificates of Deposit (CDs)
Learn More| Duration | Balance | RATES | APY* |
|---|---|---|---|
Duration 3 Months | Balance $1000 and over | RATES 0.35% | APY* 0.35% |
Duration 6 Months | Balance $1000 and over | RATES 0.50% | APY* 0.50% |
Duration 7 Months (Single Maturity) | Balance $5,000 and over | RATES 1.25% | APY* 1.25% |
Duration 9 Months | Balance $1000 and over | RATES 0.55% | APY* 0.55% |
Duration 12 Months | Balance $1000 and over | RATES 0.75% | APY* 0.75% |
Duration 15 Months (Single Maturity) | Balance $5,000 and over | RATES 3.25% | APY* 3.28% |
Duration 18 Months | Balance $5,000 and over | RATES 1.10% | APY* 1.10% |
Duration 21 Months (Single Maturity w/ DDA) | Balance $5,000 and over | RATES 3.25% | APY* 3.28% |
Duration 24 Months | Balance $5,000 and over | RATES 1.20% | APY* 1.20% |
Duration 25 Months (Single Maturity) | Balance $5,000 and over | RATES 2.00% | APY* 2.01% |
Duration 30 Months | Balance $5,000 and over | RATES 1.25% | APY* 1.25% |
Duration 36 Months | Balance $5,000 and over | RATES 1.75% | APY* 1.76% |
Duration 48 Months | Balance $5,000 and over | RATES 2.00% | APY* 2.01% |
Duration 60 Months | Balance $5000 and over | RATES 2.25% | APY* 2.26% |
*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal.
Individual Retirement Accounts (IRAs)
Learn More| Duration | RATES | APY |
|---|---|---|
Duration 12 Months | RATES 0.20% | APY 0.20% |
Duration 18 Months | RATES 0.45% | APY 0.45% |
Duration 24 Months | RATES 0.50% | APY 0.50% |
Duration 30 Months | RATES 0.60% | APY 0.60% |
Duration 36 Months | RATES 0.65% | APY 0.65% |
Duration 48 Months | RATES 0.75% | APY 0.75% |
*APY = Annual Percentage Yield
Rates subject to change at any time. Fees may reduce earnings.