Statement Savings
A savings account is a critical step toward financial health and independence. That's why we make it easy to build your nest egg.
Learn More Open an AccountThis straightforward account requires only $100 minimum balance to waive the $3 service fee.
Summary
- Competitive interest
- Interest compounded and paid quarterly
- $100 minimum balance to waive $3 monthly service fee*
- Free Digital Banking available
- Free eStatements available
*Service fee waived for students 21 and younger regardless of balance.
Christmas Club
Make sure you are ready for the holidays. Set up automatic transfers so you're constantly building your balance without having to even think about it. This year, give yourself the gift of a happy holiday season without the financial strain!
Learn MoreThis is an account designed to help you save year-round. Deposit funds all year so when it’s time to start that shopping list, you’re financially prepared.
Summary
2019 Christmas Club Account:
- Make weekly or monthly payment amounts of your choosing
- Free auto transfers from another account
- Christmas Club funds are direct deposited into your checking or savings account in November
- No Fees
Money Market
Capitalize on greater earnings potential with increased flexibility. Our free money market yields a higher rate on larger balances. Plus, monthly compounding interest builds your balance faster.
Learn More Open an AccountConvenience is enhanced with the ability to write checks and make online payments directly from this account.
Summary
- No monthly service fee
- Competitive interest on balances $1,000 and up
- Premium rate on balances $2,500 and up
- Interest compounded and paid monthly
- Direct check writing ability; up to 6 debits per month
- Free Digital Banking
- Free eStatements available
- $2,500 minimum deposit to open
Money Market Max
Capitalize on greater earnings potential with increased flexibility. Our free money market max yields a higher rate on larger balances. Plus, monthly compounding interest builds your balance faster.
Learn More Open an AccountConvenience is enhanced with the ability to write checks and make online payments directly from this account.
Summary
- No monthly service fee
- Competitive interest on balances up to $50,000
- Premium rate on balances $50,000 and up
- Interest compounded and paid monthly
- Direct check writing ability; up to 6 debits per month
- Free Digital Banking
- Free eStatements available
- $2,500 minimum deposit to open
Health Savings
An HSA is an effective way to provide for your physical health and financial health while reducing your tax payments. That's three life-changing benefits packed into one simple account.
Learn MoreStart saving now to reap the most tax benefit. And the next time you need medical care, you’ll have the funds set aside.
Summary
- Contributions are tax free or tax deductible*
- Interest grows tax free
- Withdrawals are tax free when used for qualified medical expenses**
- Money rolls over year-to-year automatically
- HSA is owned by you, not employer
- Low $25 annual fee
- Easy withdrawal access by check, online, teller
- $25 minimum deposit to open
- FDIC insured
Eligibility
- Must be covered under a qualified, high deductible health plan
- Must not have coverage by another type of health plan
- Cannot be claimed as a dependent on another person’s tax return
- Cannot be enrolled in Medicare
Contribution Limits
Contribution limits are set by the IRS. Current 2019 contribution limits are:
- $3,500 for a self-coverage
- $7,000 for a family coverage
- A person age 55 or older may make an additional $1,000 in “catch-up” contributions
This information is intended to provide general information about our HAS account. Every individual circumstance can be different, we encourage you to consult your tax or legal professional for specific information. The IRS website, www.irs.gov has useful information and more details.
See our current interest rates.
*Direct deposit contributions from paycheck mean that portion of your income is not taxed. If contributions are made after income was taxed, the amount deposited is tax deductible.
**Withdrawals for non-qualified medical expenses are subject to income tax and a 10% penalty. The 10% penalty is waived for persons 65 and over or who have become disabled.