Services

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Center Voice

Welcome to our automated calling system

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Great Rivers Bank automated calling system 1-855-499-2265

Call to get your exclusive pin number and start using it today.

Center-voice features include:

  • Activate your debit card
  • Check your account balance
  • Make transfers between your Great Rivers Bank accounts
  • Hear recent account activity
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Credit Cards

Give yourself worldwide purchasing power with local customer service. Great Rivers Bank Mastercard® credit card allow you to think locally, shop globally.

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We don’t charge an annual fee and keep our interest rates competitive. Come see how a Great Rivers Bank MasterCard┬« card is a convenient improvement.

Summary

  • No annual fee
  • Competitive interest rates
  • Worldwide purchasing power
  • Online account management
  • 24-hour customer service line

Easily replaced if lost or stolen

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ATS (Automated Transfer from Savings) Services

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ATS (Savings Sweep)

Another alternative is our ATS (Automated Transfer from Savings). This feature will sweep funds from your own savings account to cover your overdrafts in your checking account.

No approval necessary. Simply fill out the quick form to identify the accounts to link for ATS. If your checking account becomes overdrawn, funds will be automatically swept from your savings to cover your overdraft for a per occurrence fee.

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Trust Services

Great Rivers Bank offers trust and estate services that provide you, and your family with peace of mind.

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Great Rivers Bank has a long history of providing Trust and Estate Executor services to our clients and customers. Our Trust Services group is staffed with friendly, competent, and experienced professionals with the knowledge and expertise to ensure that your wishes are met with courtesy, dignity and respect for all involved parties. Recordkeeping is so important now days and the Great Rives Bank provides accurate, concise, and timely reports according to your wishes.

 

Our services include:

 

Executor: When serving as your executor, Great Rivers Bank acts upon your instructions or directive as contained in your last will and testament and follows through with making sure your memories are remembered exactly as you intend. Our staff can make sure legacy gifts are funded, your heirs and beneficiaries are remembered according to your wishes, and your final arrangements are carried out exactly as you intended.

 

Trustee: When named as your Trustee, either during life (intervivos) or at your death (testamentary), Great Rivers Bank carries on your good works and accomplishments in a confidential and dignified manner by serving in your place and fulfilling your legacy according to your trust documentation and wishes. The Trust Services staff can also provide guidance and assistance during the process of creating and funding the all-important trust document.

 

Guardian/Custodian: Our custodial services are a great way to have a third party act on your behalf when selling real estate on a contract for deed, or looking after and protecting the financial interests of minors or other disabled persons when they cannot look after themselves.

 

Agent: First National Bank of Barry serves our clients in the capacity of agent, stepping into their shoes when they are no longer comfortable or able to manage their own financial interests. Agency services are also provided to our customers when they live away from the area and desire a local institution to take care of property or other assets.

 

Irrevocable Trusts: Irrevocable Trusts are a great way to ensure that assets are protected and held for future generations, and Great Rivers Bank can serve that role whether serving as trustee of a life insurance trust, or ensuring that your trust intentions are protected for future beneficiaries.

 

Charitable Trusts: What a great way to create a lasting memory of your good works than to create and fund a charitable trust. Your favorite school, hospital, or university, not for profit organization, or other worthwhile endeavor can be remembered for many years going forward with a charitable trust. A key advantage to setting up charitable trusts may include favorable tax treatment meaning more of your good works are preserved for that charitable endeavor you always wanted to support.

 

1031 Tax Deferred Exchanges: Section 1031 of the Internal Revenue tax code allows for the sale and re-purchase of real estate by deferring the capital gains tax to a future point in time. Certain statutory requirements must be met, so let our experienced Trust Services staff show you how you can upgrade that hunting farm, or trade out of farmland and investment property and repurchase that perfect piece of real estate you have always dreamed of owning. Ask our highly-qualified staff for all the details.

 

*Some products offered by Trust Services are (a) not insured by the FDIC or any other federal or state deposit guarantee fund, (b) are not deposits or otherwise obligations of Great Rivers Bank, are not guaranteed by Great Rivers Bank, and (c) are subject to investment loss of principal invested. You should check with your legal or tax advisor to ensure you understand the risks when investing in non-FDIC insured instruments.

 

 

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Wire Transfer

We Can Do Domestic and Foreign Wires

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Here at Great Rivers Bank, we offer Domestic and Foreign wire transfers. If you would call us at 217-335-2393 we will be happy to give you the wiring instructions.

The fees are as follows:

  • Domestic
    • Incoming $15
    • Outgoing $15
  • Foreign
    • Incoming $50
    • Outgoing $50