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Disclosures and Notices

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Privacy Policy

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Reasons we can share your personal informationDoes Great Rivers Bank share?Can you limit this sharing?

Reasons we can share your personal information


For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Great Rivers Bank share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal information


For our marketing purposes— to offer our products and services to you

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share

Reasons we can share your personal information


For joint marketing with other financial companies

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share

Reasons we can share your personal information


For our affiliates’ everyday business purposes— information about your transactions and experiences

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share

Reasons we can share your personal information


For our affiliates’ everyday business purposes— information about your creditworthiness

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share

Reasons we can share your personal information


For our affiliates to market to you

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share

Reasons we can share your personal information


For nonaffiliates to market to you

Does Great Rivers Bank share?


No

Can you limit this sharing?


We Don’t Share
Who we are

Who we are


Who is providing this notice?


Great Rivers Bank
What we do

What we do


How does Great Rivers Bank protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do


How does Great Rivers Bank collect my personal information?


We collect your personal information, for example, when you
  • Open an account or provide your mortgage information
  • Apply for a loan or show your driver’s license
  • Apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

What we do


Why can’t I limit all sharing?


Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions

Definitions


Affiliates


Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Great Rivers Bank does not share with our affiliates. Our affiliate includes FNBBarry Bancorp, INC.

Definitions


Nonaffiliated


Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Great Rivers Bank does not share with non-affiliates so they can market to you.

Definitions


Joint marketing


A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Great Rivers Bank doesn’t jointly market.
Other important information

Other important information


For Illinois customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing-without your authorization.
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Funds Availability

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Funds Availability Policy

Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the next business day.  Then the funds will generally be available by the fifth business day after the day of deposit.

Daily Cut-Off Times

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and Federal holidays.  If you make a deposit on a business day we are open, we will consider that the day of deposit. If a deposit is made on a day we are not open, we will consider that deposit made on the next business day we are open.

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USA Patriot Act

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In accordance with Section 326 of the USA Patriot Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information.

In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account.  In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

We proudly support all efforts to protect and maintain the security of our customers and our country.